Fox Business: “The 9 Most Useful Life Insurance Riders,” 2011-02-35

This is a great article that advisors can give to clients. Basically, it explains how life insurance riders offer flexibility, extra benefits, and peace of mind.
It reviews different types of riders, including: waiver of premium, disability income, guaranteed insurability for declining health, term conversion, and accelerated death benefits.
The article emphasis that there is no longer a one size fits all policy, making product knowledge imperative.